Imagine you're on a golf course and hit a terrible shot that somehow ends up hitting Donald Trump, chances are he is going to sue you for everything you have. A claim for "bodily injury" is something covered by most general liability insurance policies. This doesn't mean you can purposely attempt to hurt someone, but should give you some reassurance as to what kind of incidents can be covered by a good insurance policy.
Business Dictionary defines it as an "Insurance policy that covers claims arising from an insured's liability due to damage or injury (caused by negligence or acts of omission) during performance of his or her duties or business."
A General liability insurance policy will often cover the following items:
There are different factors to take into consideration depending on the situation, but a general liability policy is important for every individual and business owner. Over the next few posts we are going to explore the various coverages in greater detail to help you understand the importance of general liability insurance.
What do you think?
The Base Team
Insurance made easy. How we can make insurance better for you?